Business & Digital Banking Graduate Programmes

Job Title: :

Business & Digital Banking Graduate Programmes 2027

Vacancy ID :

102546

Vacancy Type :

Fixed Term Contract

Post Date :

21-Sep-2026

Close Date :

18-Oct-2026

PTSB is one of Ireland's leading retail and SME banks, with an innovative range of products and services powered through an evolving digital landscape, our focus is centred on ensuring we deliver what our customers, colleagues and communities need to be successful.

The PTSB Business & Digital Banking Graduate Programmes are a 24-month development programme offering graduates the opportunity to build their career through one of three specialist streams: Agricultural Banking, Asset Finance or Digital Channels. Through structured rotations, hands-on experience and exposure to key areas of the business, graduates will develop expertise in customer relationship management, lending and credit, commercial decision-making, digital innovation and business growth.

Supported by experienced colleagues, assigned buddies and a comprehensive learning and development framework, graduates will gain the skills, experience and professional networks needed to build a successful long-term career at PTSB.

Agricultural Retail Banking Graduate Programme

Support Ireland's farming and agribusiness communities through exposure to business banking, commercial lending, credit analysis and relationship management.

Asset Finance Retail Banking Graduate Programme

Develop expertise in Asset finance solutions, customer acquisition, fulfilment, customer service and commercial growth across the full asset finance lifecycle.

Digital Channels Retail Banking Graduate Programme

Help shape the future of digital banking by enhancing customer journeys, delivering digital innovation and supporting technology-enabled change.

Full details of each graduate stream, including rotations, responsibilities and requirements, are available within the individual role profiles. 

Responsibilities:

As a Graduate in PTSB you can expect to perform some of the following activities:

• Gain exposure and contribute to business-critical projects in a fast-paced environment, build strong management, interpersonal and technical skills throughout the Programme.

• Adopt a continuous improvement mindset to identify customer pain points and process enhancements.

• Due to the changing nature of work and rotations, we encourage flexibility amongst graduates to perform other ad hoc activities and seize new opportunities as they arise.

• Establish and maintain professional relationships with a wide range of stakeholders.

• Engage with all areas of the organisation supporting colleagues and Bank wide initiatives. 

Requirements:

• Graduating in 2027/ Graduated in 2026

• You must be legally entitled to work in the Republic of Ireland without restriction* for the duration of the programme (September 2027 – September 2029)

*Without restriction refers to candidates who have a valid visa in place and do not require any sponsorship (from company or self-sponsorship) of work visa from September 2027 – September 2029.

• Candidates must have or be on track to achieve a minimum result of a 2:1 Second Class Honours, Grade 1 (60 – 69%) in their Level 8 qualification or above

This is a 24-month fixed term contract based in St. Stephen’s Green or Cork Airport Business Park (Hybrid Options available within Republic of Ireland only) 

Is this you?

Please apply online on our website or via the apply link of this role. Your application will be sent through to our Talent Acquisition team and they will be in touch regarding your application.

We reserve the right to draw up a shortlist for interview.

The Bank understands the importance of a consistent and relentless focus on championing diversity and inclusion. We aim to attract, recruit, and retain individuals with diverse backgrounds, skills, competencies and abilities to work collaboratively to enhance the service we provide to all of our customers and the communities we serve.