Commercial Relationship Lead

At PTSB Asset Finance, we're building one of the most ambitious SME banking propositions in the Irish market. As we continue to expand our Asset Finance business, we're looking for an experienced, commercially driven Commercial Relationship Lead to join a high performing team focused on helping Irish businesses grow, invest, and succeed.

This is an opportunity to join an established and growing Asset Finance business that sits at the heart of PTSBs strategy to create a comprehensive banking offering for SMEs across Ireland.

Why Join PTSB Asset Finance?

We are investing in our SME proposition, expanding our capabilities, and continuing to build a customer-first business that combines the strength of a leading Irish bank with the agility and entrepreneurial mindset of a specialist lender.

As a Commercial Relationship Lead, you will

Manage and grow a portfolio of SME and commercial customers

Drive new business development across Asset Finance

Build long-term relationships with customers, introducers and key stakeholders

Assess lending opportunities and structure solutions that support customer growth

Play a key role in delivering PTSB's ambition to become Ireland's best personal and business bank through exceptional customer experiences.

Who We Are Looking For

This role will suit a candidate who thrives in a fast paced, high volume, highly transactional sales environment and enjoys delivering results while building trusted customer relationships.

You will likely bring

A proven track record in sales and business development

Asset Finance experience or strong knowledge of Asset Finance products

Experience managing SME or commercial customer relationships

Strong commercial acumen and credit awareness

Financial analysis and lending assessment capabilities

A passion for winning new business and exceeding targets

Exceptional relationship management and influencing skills.

Whether you are currently working in Asset Finance, Business Banking, Equipment Finance, Motor Finance or Commercial Lending, this is an opportunity to take your career to the next level within a growing franchise backed by one of Irelands leading banks.

Essential requirements

Minimum APA in Loans qualification

Full driving license and willingness to travel nationally

Strong financial analysis and credit assessment skills

Proven ability to achieve sales targets and deliver results in a high-performance environment

Desired Requirements

Proven experience within Asset Finance, Commercial Banking or SME Lending.

Strong understanding of Asset Finance products and solutions.

Experience managing and growing customer portfolios.

Demonstrated success in generating new business and developing referral networks.

Experience working with SME customers and understanding their funding requirements.

Important Regulatory Information

This position is a Controlled Function (CF3 & CF4) under the Central Bank of Ireland's Fitness & Probity regime. Candidates must satisfy all applicable Fitness & Probity requirements and maintain the relevant regulatory standards associated with the role. A minimum APA qualification in Loans is required.

What You'll Find at PTSB

At PTSB, we're Altogether More Human. We combine the best of our people and technology to deliver better outcomes for customers. Our culture is built on openness, inclusion, trust and accountability, with a shared ambition to become Ireland's best personal and business bank.

If you are a proven Asset Finance or Commercial Banking professional who enjoys winning business, building trusted relationships and operating at pace and you want to join a growing business with ambitious plans for the SME market and play a key role in helping PTSB build Ireland's leading Asset Finance proposition – this role will align suit you.

This is a Permanent position, based in Kilkenny (Hybrid).