Credit Analyst, Corporate Banking

Credit Analyst - Corporate Banking, Dublin

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Date: 10 Apr 2024

Location: Dublin, IE, IE

Company: Allied Irish Bank

Role: Credit Analyst - Corporate Banking

Location: Molesworth Street, Dublin 2 with Hybrid Working

This role is being offered on a permanent, full-time basis.

About the Role:

Corporate Banking Ireland ('Corporate Banking') is an exciting, diversified business, delivering customer focused solutions and specialised products in private and public markets to the Bank’s large business customers. Corporate Banking places strong emphasis on relationship management, sector expertise and creating multi-disciplinary teams to add value for customers.

Corporate Banking is a key strategic business unit within AIB Group with a loan book of c. €6bn, comprising of medium and large sized Irish companies, as well as Irish based subsidiaries of multinational companies. There are now opportunities to join Corporate Banking to assist with the continued expansion of the business activities and the management of the existing portfolio.

Key Responsibilities Include:

• Assist in performing commercial and credit analysis on potential opportunities, to include both qualitative and quantitative due diligence and appropriate financial analysis and stress testing.
• Assist in the preparation of comprehensive credit applications for presentation to Credit Committee.
• Participation in meetings & conference calls with customers and market participants.
• Assist in the on-going portfolio monitoring including timely review of financial / performance reports, and market trends / research that may impact the portfolio.
• Play a role in the execution of a strategic plan for the sustainment and growth of key business opportunities for Corporate Banking.
• Get involved in the management of the existing loan book and overall loan portfolio from a credit and risk perspective.

What you will bring: 

• Good credit assessment and credit management skills. 
• Good analytical skills together with an ability to think and act laterally and creatively.
• Commitment to participating in maintaining strong relationships with existing clients through the provision of a first-class quality customised service.
• An ability to work on own initiative and interact as part of a highly motivated team.
• Experience in learning 'on the job' and a strong ability to use various systems in the management, analysis and use of data/information.
• You understand the lending process and understanding of the process of reviewing and analysing the performance of a loan in line with the terms and conditions of the legal documentation/Loan Agreement. 

Life at AIB

At AIB, we have a clear purpose - to back our customers to achieve their dreams and ambitions. We want to be at the heart of our customers’ financial lives by giving them an exceptional experience. That goes for our employees too.We are building a culture that breaks the conventions of what our customer and employees expect of a bank.

We are committed to offering our colleagues choice and flexibility in how we work and live. Our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements. More details on our hybrid working arrangements and expected office attendance for your role will be provided to you during the recruitment process.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We celebrate diversity and believe in a culture of inclusion where all our employees can succeed. We welcome applications from people of diverse backgrounds and abilities. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie.

If you feel you have what it takes, click apply and fill in the online application form. If you would like more information please contact the Talent Acquisition Team at careers@aib.ie

By when? Closing date is Thursday 25th April 2024

Disclaimer:

Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.

Job Segment: Credit Analyst, Recruiting, Bank, Banking, Relationship Manager, Finance, Human Resources, Customer Service

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